I was born in Jeanette Pennsylvania summer of 1966, and since then was moved around the Country and World. My father worked for Mobil Oil Corporation and was transferred often, a blessing in disguise as I was able to visit 24 Countries and live in Germany and Saudi Arabia. I finally settled in Ventura County, California in 1982. Graduated college from California Lutheran University in Thousand Oaks, and have stayed here since. My career began in sales for Ricoh Copier Corporation, eventually progressing on to HomeStore.com who ran Realtor.com. Moving on from there I was a partner in a nationwide internet service provider, until the Dot bomb hit then the company was dissolved. Shortly after 2001 I met my wife of my dreams, she was a neighbor down the street, a naturally occurring event that has kept us together ever since. Settling in the City of Camarillo, I embarked on a insurance career. Getting my feet wet with State Farm Insurance selling property and casualty insurance transitioning to Farmers Insurance. In 2003 I moved on to become my own boss as a broker for health insurance plans for people 65 and older. My strong work ethic, and continuous pursuit of knowledge has led me to a successful career. Once you find something you like to do, success comes naturally! In my leisure time I like to surf, swim, ski, hike, bike, play golf and pickleball. I also enjoy finding the roads less travelled with my trusty four wheel drive. Being part of an offroad club gets me to these out of the way places safely. Living in California enables one to do many things, or just enjoy the peaceful things like a nice walk on the beach.